• FoundedNovember 2011
  • HeadquartersUnited Kingdom
  • FundingBetween $1 - $10 million
  • Sector-FocusSmall Business
  • Stage-FocusNot Applicable
  • SecuritiesDebt


Rebuildingsociety is a debt-based crowdfunding platform (also known as peer-to-business lending) that connects creditworthy UK businesses looking for a loan with individuals.

Since inception, its investors have lended ~$3.5M to British Small and Medium Sized enterprises.

Deal Flow

UK businesses must meet the following criteria to be considered to list on RebuildingSociety:

  • At least 2 years of filed accounts;
  • Up to date management accounts;
  • No outstanding County Court Judgements

Businesses are not required to own assets to qualify for a loan but RebuildingSociety does indicate many lenders prefer loans that are secured. It currently accepts three types of security against loans: (i) Personal guarantees; (ii) Debentures; or (iii) Asset-backed guarantees.

The following types of loans are available to investors:

  • Min loan size: £2,000; Maximum: £250,000;
  • Unsecured (some loans may require personal guarantees from directors);
  • Secured loans (all applications over £50k must include asset or debenture security);
  • 6 – 60 month durations

Investors can invest as little as £20 or as much as £2,000 in a single loan. RebuildingSociety also offers a secondary marketplace that allows investors to re-sell parts of their loans.

Fee Structure

For Investors

Investors do not pay account servicing or origination fees. For investors that choose to access the secondary marketplace there is a .5% commission fee based on outstanding capital. (Only paid when the loan part is successfully sold.)

For Issuers

Issuers pay a fee based upon the duration of their loan:

  • 0.1% (of the funds raised) for each month of the duration of the loan;
  • With a minimum of 2.9%; maximum of 5.9%;
  • Additional charges may apply to cover administration costs for certain types of security structures.

Executive Team

Daniel Rajkumar


A firm believer in a UK economy driven by enterprise and productivity, Daniel is passionate about providing a funding solution for businesses he feels have been let down by the banks.

His own frustrating experience of applying for funding through traditional channels convinced him that he could start and establish a credible facilitator of business loans funded by individuals, resulting in

A serial entrepreneur, Daniel is the owner of several web-based businesses including and Web Translations, a business he has owned for 12 years that helps companies to trade in international markets by translating and promoting websites.


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© 2012 Open World Ventures LLC